Chrisp Insurance Website Terms of Agreement Effective Date: 9-10-24

Welcome to Chrisp Insurance’s website. These Terms of Agreement ("Terms") govern your use of the Chrisp Insurance website (the "Site") and its services. By accessing or using the Site, you agree to be bound by these Terms. 1. Acceptance of Terms By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws. If you do not agree with any part of these Terms, please refrain from using the Site. 2. Services Provided Chrisp Insurance provides information and resources regarding insurance products, including but not limited to Property & Casualty insurance, Life insurance, Term insurance, and Indexed Universal Life (IUL) policies. Any insurance-related advice or recommendations are general and subject to terms and conditions of specific insurance policies. 3. No Professional Advice The information on this Site is provided for general informational purposes only and should not be considered financial, legal, or professional advice. Consult a licensed agent or qualified professional for personalized advice regarding your insurance needs. 4. User Responsibilities When using the Site, you agree to: - Provide accurate and complete information when prompted. - Not use the Site for any illegal or unauthorized purpose. - Respect the intellectual property rights of Chrisp Insurance and third parties. 5. Privacy Policy Chrisp Insurance values your privacy. Please review our Privacy Policy [insert link] for information on how we collect, use, and protect your personal information. 6. Third-Party Links The Site may contain links to third-party websites. Chrisp Insurance does not control, endorse, or assume responsibility for any content, products, or services available on third-party websites. Access these sites at your own risk. 7. Intellectual Property All content on the Site, including but not limited to text, graphics, logos, icons, images, and software, is the property of Chrisp Insurance or its licensors and is protected by applicable intellectual property laws. You may not copy, distribute, modify, or create derivative works without prior written consent from Chrisp Insurance. 8. Limitation of Liability Chrisp Insurance is not responsible for any damages, losses, or liabilities resulting from your use or inability to use the Site, including but not limited to direct, indirect, incidental, or consequential damages. 9. Modifications to Terms Chrisp Insurance reserves the right to modify these Terms at any time without prior notice. Your continued use of the Site after changes are made will constitute your acceptance of the new Terms. 10. Governing Law These Terms are governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law principles. Any disputes arising from these Terms will be resolved in the courts located in Colorado. 11. Termination Chrisp Insurance reserves the right to terminate or restrict your access to the Site at any time for any reason, without notice or liability. 12. Contact Information If you have any questions regarding these Terms, please contact us at: Chrisp Insurance 1707 Main St #304 Longmont, CO 80501 Phone: 303-603-1141 Email: [email protected]